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Competences
Experience
Chief Operating Officer
Ghadeer International Limited
2026-02 -
Oversees the full trade lifecycle, including execution, settlement, shipping, warehousing and financing logistics. Optimises trading systems and IT platforms to ensure high‑speed execution, reliability and data accuracy. Streamlines daily workflows to cut transaction costs and eliminates operational bottlenecks while maintaining strategic banking and supplier relationships. Aligns cross‑functional teams (Sales, Finance, Logistics) with corporate revenue targets and reports key performance metrics to the CEO.
Head of Business Operations (Compliance, Ethics & Governance)
Aetlantiq Group Limited
2025-04 - 2025-12
Developed and audited comprehensive compliance frameworks, policies and ethics training programmes aligned with regulatory standards. Conducted risk assessments, facilitated board meetings and advised senior leadership on governance matters. Implemented process improvements that reduced compliance reporting time and enhanced audit readiness.
Chief Representative (Country Manager)
Bank Al Habib Limited
2018-09 - 2025-03
Established and expanded bank‑to‑bank relationships with top‑tier financial institutions in Kenya for trade finance and guarantees. Guided local clients on Pakistani market opportunities, channeling funded and unfunded trade transactions to overseas branches. Prepared and submitted statutory and periodic compliance reports to local regulatory authorities, ensuring full regulatory adherence.
Manager (SME & Corporate Accounts)
Bank Al Habib Limited
2017-05 - 2018-09
Managed credit hubs and prepared complex credit proposals for corporate and SME clients, securing approvals from competent authorities. Executed charge registrations at SECP, conducted stock inspections and ensured compliance for credit disbursements and renewals. Coordinated with risk and audit teams to mitigate credit risk exposure.
Branch Manager
Habib African Bank Limited (Dar es Salaam)
2013-08 - 2017-03
Managed daily branch operations, including clearing, foreign exchange limits, statutory minimum reserve and liquidity compliance per Bank of Tanzania regulations. Directed weekly and monthly regulatory filings to the central bank and UK group office while driving client acquisition and business growth. Supervised a team of 15 staff, improving operational efficiency by 12%.
Credit & Trade In‑Charge / Credit Analyst / OG‑II
Bank Al Habib Limited
2008-03 - 2013-06
Managed trade operations such as letters of credit, shipping guarantees, export proceeds and remittances. Conducted consumer and SME credit analysis, financial modelling and recovery activities. Produced detailed credit reports and supported the underwriting process for high‑value trade transactions.
Langues
English
fluent
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