Analista de Creditos Menores

About the role

The Credit Analyst for Small Loans will evaluate vehicle and mortgage credit applications, verify financial information and documentation, and apply established risk policies to ensure sound credit decisions.

Key responsibilities

• Analyze vehicle and mortgage credit requests.
• Assess borrower payment capacity, debt level, and overall risk.
• Verify authenticity and consistency of submitted documents.
• Validate credit terms such as amount, rate, term, and guarantees.
• Provide approval or rejection recommendations based on policy.
• Record and update data in internal systems.
• Identify inconsistencies, potential fraud, or deviations.
• Document analyses and findings for traceability.

Required profile

• University student from the 3rd year onward in Business Administration, Economics, Accounting, Law, Social Sciences or related fields.
• 2‑3 years of experience in credit analysis and evaluation.
• Experience verifying documentation and conducting financial analysis.
• Knowledge of credit risk assessment, fraud detection, and prevention.
• Intermediate proficiency with Excel.
• Familiarity with credit policies and regulations.
• Analytical, organized, detail‑oriented, and capable of decision‑making.
• Availability Monday‑Friday 8:00 am‑5:00 pm, with occasional overtime.

Required skills

• Excel (intermediate level)

What we offer

• Permanent position with statutory benefits.
• Base salary Q5,165 plus Q250 legal incentive.
• 20 days of annual vacation.
• Free life insurance.
• Job stability and opportunities for professional growth.